UPI
Availability: Availability may vary by route, provider and account status.
What to check: Before confirming, check the UPI ID or app instruction, amount, reference and whether the payment screen is inside your trusted payment app.
Safety note: Never share UPI PIN.
Bank Transfer
Availability: Bank transfer instructions should be checked slowly.
What to check: Compare account name, amount, reference and transaction status. Save proof, but hide private banking details if you need to discuss a payment issue.
Safety note: Use current instructions only and avoid copied details from social messages.
Net Banking
Availability: May vary by bank status, route and account rules.
What to check: Use a secure browser session and avoid public devices. Bank downtime or session timeout can affect payment status.
Safety note: Do not save banking credentials or enter banking passwords on pages outside the bank route.
Mobile Wallets
Availability: Wallet availability can depend on provider rules, linked phone number and account status.
What to check: Check wallet balance, app lock, transaction ID and whether wallet KYC or limits apply.
Safety note: Keep wallet approvals and OTP private.
Cards
Availability: Card route availability may vary.
What to check: Check amount and statement record before confirming.
Safety note: Never share card PIN, full card details, OTP or banking passwords through chat or website contact forms.
Other methods
Availability: Other routes should be used only from current instructions shown in a checked route.
What to check: Avoid social payment agents, copied QR codes and random Telegram or WhatsApp links.
Safety note: Stop if a payment request asks for private codes or banking details outside the expected app flow.